ERISAPros prepares wrap plan documents, Summary Plan Descriptions (SPDs), Summary Annual Reports (SARs), Summary of Material Modifications (SMMs), annual Form 5500s, and Premium Only Plans (POP). We also provide consulting and other services necessary for employers to comply with ERISA as it relates to their welfare benefit plans (e.g., group medical, dental, life & AD&D, disability, and vision insurance policies, as well as plans such as health FSAs, and HRAs.) That’s all we do. We don’t sell insurance or any other products.