The Pros and Cons of Telehealth

The term telehealth encompasses clinical diagnosis, education, management, and the monitoring of health via technology. It is not a specific service, but rather an umbrella term for a variety of strategies to enhance medical care delivery. The greatest advantage of telehealth is ease of access. Patients can quickly and easily speak with doctors making them more likely [...]

By |2018-10-01T10:07:36+00:00October 1st, 2018|2018 News, News|

Q&A on Employer Shared Responsibility Provisions Under the ACA

The IRS answers FAQs regarding The Affordable Care Act's employer shared responsibility provisions related to:   Basics of the Employer Shared Responsibility Provisions Employers Subject to the Employer Shared Responsibility Provisions Identification of Full-Time Employees Offers of Coverage Affordability and Minimum Value Liability for the Employer Shared Responsibility Payment Calculation of the Employer Shared Responsibility [...]

By |2018-09-04T10:11:04+00:00September 4th, 2018|2018 News, News|

Does Your Parental Leave Policy Pass the Smell Test?

Last year the EEOC sued cosmetics and fragrance giant Estée Lauder, claiming its parental leave policies discriminated against men. Estée Lauder provided eligible new mothers with six weeks of paid parental leave for child bonding (in addition to leave for recovery for childbirth), but it only offered new fathers two weeks of paid bonding leave. Estée [...]

By |2018-09-04T10:09:29+00:00September 4th, 2018|2018 News, News|

Recent Promises to Control Drug Prices Are Disingenuous

Promises from drug makers to control persistent increases in drug costs seem to last only as long as it is politically expedient to make them. To counteract this behavior, the Trump administration has floated proposals such as promoting competition from generic drugs and changing Medicare drug-purchase policies. Some experts are not ruling out new regulations [...]

By |2018-08-01T09:46:20+00:00August 1st, 2018|2018 News, News|

87% Increase in Million Dollar Claims in Last 3 Years

The number of patients with claims in self-funded plans from $1 million to $1.5 million rose from 104 in 2014 to 194 in 2017 according to a new Sun Life Financial report. Over the four year period, high claims totaled $6.9 billion. Cancer represented $798.7 million, followed by metabolic disorder and hemophiliac disorder.

By |2018-08-01T09:45:18+00:00August 1st, 2018|2018 News, News|

Doctors Sue Anthem over ER Coverage

The Medical Association of Georgia (MAG) and the American College of Emergency Physicians have sued Blue Cross Blue shield of Georgia (BCBSGA) over Anthem's policy of denying payment for emergency department visits that are later deemed non-emergent. The plaintiffs allege that the policy violates the ACA, which requires insurers to cover emergency care based on a [...]

By |2018-08-01T09:44:11+00:00August 1st, 2018|2018 News, News|

Cyber Liability Insurance for Employee Benefit Plans

"Many [plan sponsors] are purchasing cyber liability insurance coverage to supplement their data security measures.... [M]any policies vest the decision to retain legal counsel in the insurer, rather than the policyholder.... Plan sponsors should also identify the plan's service providers who have access to PII and PHI and ensure that the plan's cyber liability policy [...]

By |2018-07-02T15:49:46+00:00July 1st, 2018|2018 News, News|

States May Sue Trump Administration Over New Association Health Plan Rules

"At least two states (Massachusetts and New York) are threatening to sue the Trump administration over this new rule.... In several states, group health insurance laws will need to be revised to permit individuals and small groups to participate in AHPs if they are not otherwise members of pre-existing tax-qualified bona fide associations.... [M]any states [...]

By |2018-07-02T15:48:44+00:00July 1st, 2018|2018 News, News|

DOL Issues Final Association Health Plan Rules

"On June 19, 2018, the Department of Labor (DOL) released a final rule that offers new options for associations to sponsor health plans for their members.  These new options allow more small businesses to come together to create large employer plans free from many of the Affordable Care Act (ACA) mandates applicable to individual and small [...]

By |2018-07-02T15:47:29+00:00July 1st, 2018|2018 News, News|

“Tie Goes to the Plan Administrator: Sixth Circuit Clarifies Importance of Firestone Language for ERISA Plan Interpretation

[P]lan sponsors should take the following steps as a result of this litigation. Inventory all plans, including qualified, nonqualified, health and welfare, and severance plans that are subject to ERISA. Review these plans to make sure that they have language that provides the plan administrator with authority to interpret the plans and resolve ambiguities, consistent [...]

By |2018-06-01T10:48:53+00:00June 1st, 2018|2018 News, News|