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So far ERISAPros has created 126 blog entries.

A Few Considerations During Form 5500 Season

"Both the IRS and DOL comment that improperly completed Form 5500s will increase the probability that they may take a closer look at plan matters. This article includes a short list of considerations and questions aimed at helping plan sponsor employers avoid government investigation otherwise prompted by a 'wrong' answer on the Form 5500." [The [...]

By |2017-06-12T07:23:19-04:00May 14th, 2017|2017 News, News|

Employer Liable for Failing to Provide Life Insurance Conversion Information to Disabled Employee

"Notwithstanding that the right to convert to an individual insurance policy had long since expired, the court crafted a remedy under ERISA that imposed a surcharge on the employer equal to the $750,000 in life insurance that the physician employee would have elected to convert to an individual policy but for the plan administrator's breach [...]

By |2017-06-12T07:24:36-04:00May 7th, 2017|2017 News, News|

Invisible High-Risk Pools: How Congress Can Lower Premiums And Deal With Pre-Existing Conditions

"Maine faced similar challenges in 2011 as it sought to unwind failed experiments that pushed its market into a long-term death spiral. But by creating an invisible high-risk pool and relaxing its premium rating bands, Maine policymakers were able to cut premiums in half while still guaranteeing those with pre-existing conditions access to plans.... Maine's [...]

By |2017-06-08T13:16:20-04:00April 26th, 2017|2017 News, News|

Why COBRA Might Be Making a Comeback

"We're facing a landscape where the complexity of COBRA remains a part of every employer's benefits program while the ACA gets a makeover from the Republican White House.... Most likely, it just means that the majority of employers will continue to outsource COBRA administration. It also could mean eligible employees go back to just having [...]

By |2017-06-08T13:17:39-04:00April 20th, 2017|2017 News, News|

Massive Medicare Fraud by UnitedHealth Uncovered

"The Justice Department has joined a California whistleblower's lawsuit that accuses insurance giant UnitedHealth Group of fraud in its popular Medicare Advantage health plans .... The whistleblower has accused the insurer of 'gaming' the Medicare Advantage payment system by 'making patients look sicker than they are' said his attorney ... The attorney said the combined [...]

By |2017-06-08T13:21:49-04:00April 2nd, 2017|2017 News, News|

IRS Revises Enforcement Policy on ACA Individual Mandate Compliance

The IRS has announced that it will not reject 2016 tax returns that do not provide information on whether the individual taxpayer and his family members had qualifying health coverage for 2016. The IRS uses this information to enforce compliance with the Affordable Care Act's ("ACA's") individual mandate provisions. This enforcement policy change comes in [...]

By |2017-06-08T13:03:19-04:00March 23rd, 2017|2017 News, News|

Opioid Addiction: Implications for Employers

"Employers can contribute toward curbing the opioid addiction epidemic in a number of ways and should play an instrumental role in facilitating increased awareness of and access to needed programming.... This article will explore the size and prevalence of the opioid epidemic, reflect on its implications for employers -- including public policy initiatives -- and [...]

By |2017-06-08T13:04:51-04:00March 16th, 2017|2017 News, News|