“Maine faced similar challenges in 2011 as it sought to unwind failed experiments that pushed its market into a long-term death spiral. But by creating an invisible high-risk pool and relaxing its premium rating bands, Maine policymakers were able to cut premiums in half while still guaranteeing those with pre-existing conditions access to plans…. Maine’s experience provides federal policymakers with key lessons as they work to repeal and replace the ACA.” [Health Affairs] Joel Allumbaugh, Tarren Bragdon, and Josh Archambault