“Clients sometimes like to ease the transition for employees who are retiring or whom the client would like to encourage to leave. One strategy is to continue the employee on ‘payroll’ for a period of time with the expectation that all benefits will remain in place. … Lesson to employers: Do not promise benefits beyond what your plan documents and insurance policies provide. If you do, you may find yourself paying those benefits without the insurance coverage you were expecting.” Read the full article by Angela Bohmann, J.D. in ERISA Wonk.