“Back in 2010, the ACA enacted a new rule prohibiting insured group health plans from ‘discriminating’ (on the basis of eligibility or provision of benefits) in favor of highly compensated individuals (called ‘HCIs’). This rule generally became effective January 1, 2011 for calendar year plans; however, there is and has been an enforcement delay pending issuance of IRS regulations. We’ve heard through the grapevine that this is a ‘high priority’ item for the Service, but to date we’ve seen nothing. …
Our recommendation is to be proactive now–this means adopting policies and practices that comply with the basic guidance we have to better position the organization to comply with the expected rules.” Read the full article.