The U.S. Court of Appeals for the Eleventh Circuit, in Bradshaw v. Reliance Standard Life Insurance Co., has rejected a disability insurer’s decision to deny disability benefits to an insured who suffered a stroke days after giving birth on the basis that her pregnancy was a pre-existing condition.

…While the Affordable Care Act has eliminated health insurers’ exclusion of insureds who have pre-existing conditions, such exclusions remain valid and enforceable under disability insurance policies. [Wagner Law Group]