“Many employees had been told that they would need these forms to prepare their 2015 income taxes. Many even believed, incorrectly, that Form 1095s were to be filed with their tax returns, along with their Form W-2s… Employers, therefore, should inform workers to expect these forms by March 31, and assure them they may go ahead and file their taxes — and collect any refunds that may be coming their way — without waiting until the form is in their hands.” (Society for Human Resource Management [SHRM])