Long-Term Disability“For purposes of calculating hours of service, an individual receiving payments from a short-term disability (STD) or long-term disability (LTD) arrangement might be treated as a full-time employee. Two of the determining factors are whether the recipient of disability payments retains his or her status as an employee and who paid for the disability arrangement. However, hours of service will only result from disability payments made to a person who has not terminated employment with the employer.” (Graydon Head & Ritchey LLP)